APG - YPO Ontbijt

Pre-read YPO Breakfast

Dear YPO members,

I welcome you to the breakfast meeting at our APG office in Amsterdam. This pre-read is developed to get familiar with the Dutch pension theme and the significant transition that is at hand.

I look forward to discussing these topics with you.

Warm regards,

Francine van Dierendonck
CEO Administration and Services, Member Executive Board APG Group

On our way to a new pension system

After more than 13 years of deliberations, a new pension agreement has been closed. The Netherlands is known as the country with one of the best pension systems, yet, it will be changed. So why was a new pension system chosen?

Governance: which actors are involved?

Many stakeholders are involved in the design of the new Dutch pension system. The pension agreement is converted into a new act: Wet Toekomst Pensioenen (WTP). But which parties have a vote in this transition? What are the various interests of these parties, and how do they relate to each other?

Pension system transition: glossary

The Dutch pension system is a system that won’t allow itself to be explained easily. There are many dazzling terms that will pass by and can be worth looking into. This briefs glossary introduces you to some aspects of the complex world of Dutch pensions.

Pension funds: grip on data

Many people are contributing to their retirement plan or enjoying retirement with various pension funds. It is essential to look at both the good points and simultaneously invest in improvements that can be made. APG, therefore, conducted an extensive data analysis to learn how well its services are functioning and what next steps can be taken.

People's opinions and feelings towards pension

As with most big changes, the transition of pension systems needs trust and understanding in the system in order to go smoothly. That is why it is important to gauge how the Dutch pension participants view retirement, pension and how they perceive the upcoming change in the pension system. The Glocalities study and the ‘Pension of the future’ sentiment analysis, provide insights into the feelings around the current system and the system of the future, and reveal some reasons for concern.